Robert R. Snyder

Robert -snyderMr. Snyder currently serves Dixon, Davis, Bagent & Company as a Senior Consultant. Bob is a graduate of Ohio State University, Graduate School of Banking, Madison, Wisconsin and has attended numerous specialized schools and seminars in bank performance, credit and lending. Before joining our Consulting Group, Bob spent 19 years with the Comptroller of Currency as a Commissioned National Bank Examiner. He joined our firm in January 1985.

Bob has written loan and related policies for many of our clients which were tailored for their respective needs. His efforts have also included the development of forms and Management and Board Reports. He has addressed all loan related requirements as set forth in regulatory agreements with banks who became subject to administrative actions. This included policies, management studies, loan reviews, adequacy of loan loss reserves, loan documentation, loan officer training, reports, reporting systems, loan committee organization, and problem loan workout arrangements.

Presently, Bob is performing ongoing consulting loan reviews for several of our clients. He ascertains credit quality of every loan evaluated and assigns an appropriate grade, for each loan reviewed, writes a comment for each individual loan in his sample, details financial and other documentation exceptions for management corrective action and develops an overall conclusion regarding the portfolio along with appropriate recommendations to enhance the client's lending endeavors when warranted. The reports provided to the client are detailed and comprehensive.

Bob also has assisted several of our clients in the investment and funds management areas by writing policies, developing related reports for Management's analysis and Board of Directors review, and personnel training. Other activities include management studies, evaluation of effectiveness of Board and Committee meetings, budgeting and profit planning, and development of long range business plans.