ACH Audit Services

We perform audits for financial institutions to assure their compliance with the National Automated Clearing House Association (NACHA) Operating Rules. Every participating institution must meet the annual audit requirement as detailed in Appendix Eight.

We thoroughly check a financial institution's ACH operations and related processes. Upon completion of the audit, we issue a report of procedures performed, any issues of non-compliance with these rules, and any follow-up necessary. These procedures address the ACH functions from both a receiving depository financial institution (RDFI) and an originating depository financial institution (ODFI) standpoint.

We assist in minimizing risks associated with ACH processing and strengthen the financial institution's ACH services program. Typically an ACH audit for a client not heavily involved in originating ACH transactions is in the range of one or two days on site plus report time. It is vital to be up-to-date with audit procedures and we have the knowledge and tools to meet ACH audit needs of financial institutions. We have the abiliy and experience to complete the audit on time and not be constrained by the complexity of ACH processes.